Terms of Service

Finance Crystal Ball · Last updated October 28, 2026

Finance Crystal Ball is a business finance and forecasting tool, provided on an “as‑is” basis for your business planning.

What the app does

It forecasts cash flow, tracks inventory and purchase orders, and can connect (read‑only) to Shopify, Amazon, and your bank via Plaid to pull sales, inventory, payouts, and balances.

Not financial advice

Finance Crystal Ball provides tools and projections for your own business planning. It is not financial, tax, accounting, investment, or legal advice. Forecasts are estimates based on the data provided and connected, and may not reflect actual results. Business decisions are your own.

Connections are read‑only

Any connected service (Shopify, Amazon, or a bank via Plaid) is accessed read‑only. The app can view data but cannot move money, place or change orders, or modify your accounts. You may revoke access at any time.

Bank linking subscription

Forecasting, budgets and manual entry are free. Linking a bank costs $5 per month, billed monthly in US dollars through Stripe, starting the day you subscribe.

Cancel any time from the bank card: tap Manage subscription. Cancelling stops the next charge.
After you cancel, bank linking keeps working until the end of the month you already paid for. We do not give partial-month refunds.
When a cancelled subscription runs out, we disconnect the bank and delete our access to it.
If a payment fails, Stripe will retry it. Bank linking keeps working until the end of the last month that was paid.
Deleting your account cancels the subscription right away and disconnects your bank.
If we ever change the price, we will tell you before it applies to you.

Charges appear on your statement as FINANCE CRYSTAL BALL. Finance Crystal Ball is run by Montney LLC.

Your responsibilities

Keep your password, two-factor codes, and connected accounts secure.
Only connect accounts and data you are authorized to use.
Provide accurate figures for forecasts to be meaningful.

Limitation of liability

To the maximum extent permitted by law, Finance Crystal Ball is provided without warranties of any kind, and we are not liable for any losses or damages arising from your use of the app or reliance on its forecasts.

Changes

These terms may be updated from time to time. Continued use after an update means you accept the revised terms.

Contact

mattmontneyjr@gmail.com